html, body{padding:0px; margin:0px; background:transparent;}

.content_area{padding:28px 38px 28px 38px; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; color:#333333; line-height:24px;}
.content_text{font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; color:#333333; line-height:24px;}
.header_text{color:#12548c; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:18px; font-weight:bold; display:block; padding-bottom:20px;}
.subheader_text{color:#12548c; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:14px; font-weight:bold;}
a.pdflinks{ background-image:url(../Images/pdflinkicon.gif); background-position:left; background-repeat:no-repeat; padding-left:25px;}
.ourprocess_titlebar{padding:5px; background-color:#12548c; color:#ffffff; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:18px; font-weight:bold;}
.ourprocess_column01{padding:5px; color:#333333; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; vertical-align:top;}
.ourprocess_column02_left{padding:5px; background-color:#f0efeb; color:#333333; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; vertical-align:top; width:100%;}
.ourprocess_column02_right{padding:5px; background-color:#f0efeb; color:#333333; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; vertical-align:top;}
.ourprocess_column03_left{padding:5px; background-color:#f4f4f2; color:#333333; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; vertical-align:top; width:100%;}
.ourprocess_column03_right{padding:5px; background-color:#f4f4f2; color:#333333; font-family:Century Gothic, Arial, Helvetica, sans-serif; font-size:12px; vertical-align:top;}
a{color:#12548c;}